AI and Fintech XRPL Hackathon 2026

Get ready to attend the AI and Fintech XRPL Hackathon 2026 from October 24–26, 2026, at Apella, New York. This high-energy 36-hour hackathon gives developers, fintech builders, AI innovators, and blockchain creators the chance to build and launch solutions on the XRP Ledger just before Swell, with investors, institutions, and ecosystem decision-makers nearby.

Organised By

XRPL Commons is a non-profit organization that supports developers and businesses in creating impactful use cases and innovative solutions on the XRP Ledger.

Event Highlights

• 36-hour building sprint focused on AI, fintech, blockchain, and XRPL innovation
• In New York City, interact with Web3 pioneers, developers, and founders
• Meet the institutions, decision-makers, and investors in the XRPL ecosystem
• Get office hours, workshops, mentors, and useful tips
• Before Swell, present your project, product, and experience

Why Attend the AI & Fintech XRPL Hackathon?

• Build on XRPL: Gain practical experience with the XRP Ledger
• Meet mentors: Get guidance from experienced ecosystem builders
• Grow your network: Connect with developers, founders, investors, and fintech leaders
• Explore AI: Create intelligent financial tools and autonomous payment solutions
• Showcase your project: Pitch your idea to sponsors and ecosystem leaders
• Compete for prizes: Work within focused tracks and bring innovative solutions to the spotlight

Schedule Highlights

• Oct 24, 6:00 PM: Doors Open & Breakfast
• Oct 24, 7:00 PM: Welcome & Opening
• Oct 24, 7:30 PM: Official Hackathon Start & Workshops
• Oct 25, 1:30 AM: Hack the Mentor – Office Hours
• Oct 25, 8:00 AM: Overnight Coding Fun / Build Sprint
• Oct 25, 10:00 PM: Final Project Submission
• Oct 25–26: Track & Sponsor Pitches, Closing Ceremony and Cocktail

Hackathon Tracks

• Agentic Finance: Build AI agents for autonomous payments and money management.
• Lending & Borrowing: Create lending apps and savings vaults.
• Protocol Innovation: Develop core infrastructure, clients, and developer tools.
• Why Not: An open track for your most ambitious XRPL idea.
• AI & Fintech: Explore smarter, faster blockchain-based financial experiences.
• Real-World Innovation: Focus on practical products that can support XRP Ledger adoption.

Attend this thrilling AI, fintech, and XRP Ledger hackathon in New York to develop quickly, think creatively, and realise your next big idea.